Introducing the most expensive cars and light duty truck to insure

According to thisĀ 24/7 Wall St. report, these are the least expensive cars and light-duty trucks to insure:

Subaru Outback 4WD w/ Eyesight $539.32 (avg. yearly insurance rate)
Acura RDX four-door 2WD $590.92
Chevrolet Silverado 1500 4WD $620.47
GMC Canyon crew cab 4WD $633.70
Subaru Forester four-door 4WD with Eyesight $645.85
Jeep Wrangler two-door SWB 4WD $647.85
Mazda CX-5 four-door 2WD $649.78
Acura MDX four-door 2WD $660.06
Ford Expedition four-door 2WD $660.16
Volvo XC60 four-door 2WD $665.28
Subaru Legacy 4WD with Eyesight $667.79
Chevrolet Corvette convertible $671.58
Nissan Leaf electric $675.03
Honda Pilot four-door 2WD
Honda CR-V four-door 4WD $678.46
Honda Odyssey $680.40
Mini Countryman 4WD $680.94
Subaru XV Crosstrek 4WD with Eyesight $680.94
Ford F-250 SuperCab 4WD $684.51
Toyota 4Runner four-door 4WD $688.12
Ford F-150 SuperCab 4WD $690.91
Ford Edge four-door 2WD $693.74
GMC Acadia four-door 2WD $712.83
Chevrolet Traverse four-door 4WD $716.68
Toyota Sequoia four-door 4WD $719.60

Here are the 25 most expensive cars to insure:

Tesla Model S four-door electric 4WD $1,789.48
Mercedes-Benz S class four-door LWB 2WD $1,540.63
Mitsubishi Lancer 2WD $1,458.48
Scion FR-S $1,403.67
Dodge Charger 2WD $1,385.61
Kia Optima hybrid $1,355.13
Dodge Challenger $1,335.79
Audi A7 four-door 4WD $1,322.51
BMW 4 series two-door 2WD $1,306.51
Lexus GS 350 four-door 2WD $1,295.44
Ford Mustang two-door $1,291.53
Scion iA $1,274.51
Chrysler 200 2WD $1,261.87
Scion tC $1,237.74
Nissan Maxima $1,237.68
Kia Rio $1,191.26
Dodge Dart $1,187.55
Infiniti Q50 four-door 4WD $1,182.32
Land Rover Range Rover Sport four-door 4WD $1,173.05
Audi A4 four-door 2WD $1,169.13
Lexus IS 350 four-door 2WD $1,167.11
Nissan Sentra $1,165.05
Nissan Versa $1,157.59
Mercedes-Benz C class four-door 2WD $1,157.34
Kia Forte $1,155.82

Punchline: The rumor that expensive cars are more costly to insure is (mostly) a myth. As we see, the under-$20,000 Mitsubishi Lancer is #3 on the most expensive vehicles to insure. And on the flip side, the over-$40,000 Volvo XC60 is amongst the cheapest to insure…

More substantial cars (like mid-sized SUVs and crossovers) are cheaper to insure. Why? Because they are more rugged which results in fewer injuries.

Also, cars loaded with safety and self-driving technology reward us with lower insurance premiums. In fact, in just a few short years, auto insurance rates will plummet as autonomous driving arrives. Some say our insurance rates will be less than $100 across the board – mostly to ensure against computer malfunctions.

Scanning this list helps us know if we can afford to get our next dream car. Also, this checklist helps us find the perfect car for our wants (and needs).