How to get an obscene deal on a new car lease (and always get $0 down leases)

volvo great bad

Hi, I am Markus Allen. And I am the publisher of this blog

Let us skip the fluff and get right to the good stuff:

99% of car buyers in America get fleeced (and do not know it)

Almost everyone leaves the dealership thinking they got a great deal…

But the truth is almost everyone is getting fleeced.

I estimate the average hustle is over $9,000.00.

So when the car salesperson looks down and says, “Wow – you really got a good deal from us” – they are laughing all the way to the bank.

I know this… because today, I help my clients save an average of over $9,000.00 off the price of a new car.

No… I do not sell cars.

Yes… I sell my knowledge system on how to lease more car for less money.

Follow the money, honey

The true cost a dealership pays for the cars they sell us has always been their best-kept secret:

Until now…

Car dealers make money on us at every chance… here are the top 3 areas:

1) Selling price

Car dealerships have convinced us that their “invoice price” is the price they pay for cars.

And these days, “invoice” price is about 6% of the MSRP sticker price.

But this is total crap.

A WHOPPER of a lie, in fact.

Several hackers have broken into car seller’s invoice systems. And they found car dealers pay less than 50% for their new cars they sell to us.

We know this is closer to the truth. Because each car includes these possible discounts:

– Customer rebates
– Refer a friend discounts
– Lease cash
– First-time buyer cash
– Auto Show Bonus Cash
– Bonus tag incentives
– Incremental Bonus Customer Cash
– Cash back incentives
– Loyalty cash (cash discount buy/lease a new car within the same car brand)
– Conquest cash (e.g. cash discount to switch from a BMW to an Infiniti)
– Holdbacks (manufacturer rebates):
manufacturer-to-customer programs
manufacturer-to-dealer programs
– Retro bonuses (secret bonus given to the General Manager of each dealership)
– Incremental Cap Cost Reduction
– Military Appreciation
– Military Consumer Cash
– Military Discount Pricing
– FEP (Fleet Employee Program) incentives
– Recent college grads’ incentives
– Farm Bureau Private Offer
– Future Farmers of America incentives
– Costco incentives
– USAA Member Certificates
– USAA Private Offer
– AARP incentives
– UBER incentives
– UAW New Hire Voucher
– Goodwill Certificates
– Amex Platinum certificate discounts
– Horse Association Member Offer
– National Association of Realtors incentives
– Police Association IUPA &; NAPO Appreciation Program
– VPP incentives
– A/X/Z/D-Plan Customer Cash
– A-Plan incentives
– Z-Plan incentives
– X-Plan incentives
– D-Plan incentives
– Credit Union Member Discount Pricing
– Customer Appreciation Certificates
– Down Payment Assistance incentives
– Dynamic Lead Submission Direct Offers
– E-Coupon Direct Offer
– Employee Advantage & Friends Programs
– Employee Voucher
– IDL Bonus Cash
– New Hire Car Voucher Program
– Non Captive Cash
– RCL Customer Cash
– RCL Renewal
– Regional Customer Bonus Cash
– Retiree Voucher
– Supplier Discount Pricing
– Trade-In Assistance
– X-Plan F Dealer Commission
– X-Plan Partner Program

As we see, there are tons and tons of discounts available for each car.

So, there is no way “invoice” is what the dealership pays for their new-car inventory.

Zero chance.

Even worse, the dealer tacks on various “fees” (which are close to 100% profit) like:

– Destination fees
– Manufacturer fees
– Documentary service fees
– Title fees
– Registration fees

These fees add up to thousands of dollars.

2) Upgraded “F&I” commissions

Once we agree to the selling price of a new car, we enter the Finance & Insurance (F&I) office to sign the paperwork…

And, this is where tons more profit is made…

In fact, the top-performing car dealerships net an extra $1,500 for every new and used car sold in the F&I office…

Because we are told about more things to buy like:

– Vehicle Service Contract (VSC) “Reserve”
Dealerships get paid a “reserve” of roughly 50% of the selling price of this protection.

– Excess Wear & Use Protection “Reserve”
Dealerships get paid a “reserve” up to 30% of the selling price to sell us protection on excessive dents, scratches, windshield chips, interior stains.

– Guaranteed Asset Protection (GAP) “Reserve”
Dealerships get paid a “reserve” of roughly 50% of the selling price of this financial protection.

I could go on and on…

Because most dealerships will sell us everything from Tire and Wheel Protection to Etch/Security Labels – even life insurance.

3) Financing “Reserve”

Dealerships get paid a “reserve” (a.k.a. commission) of up to 30% of the financed amount. This often adds up to $3,000.00 for signing us up for car financing.

(This is why cash paying customers never get a good deal on a new car.)

Myth busted: the truth about leasing vs. financing

When we get into the right car at the right price at the right time, leasing is ALWAYS cheaper than financing a new car.

Because with leasing, we get:

– significantly lower monthly payments…
– a new ride every 24 to 39 months…
– the option to trade, purchase or walk­​away…
– cheaper interest rates…
– significantly lower taxes…
– less “harm” to our credit score…
– no need to spend money on warranties…
– no maintenance costs…
– almost no repair costs…
– always driving the safest, up-to-date cars.


When Clark Howard, Dave Ramsey – even Suzy Orman say “leasing is fleecing”, they are wrong.

Dead wrong.

All they have to do is test it out on a spreadsheet – like this:

lease vs buy Toyota Rav4 Limited


In this spreadsheet, I show the cost of leasing 2 brand new Toyota RAV4s in a row (Limited trim with the Technology Package) compared to financing the exact same car over 72 months.

In the end, we see leasing 2 brand new Toyota RAV4 is 8 cents per driven mile less than financing the same Toyota RAV4 for 6 years.

So much for “leasing is fleecing”, eh?

Because when we lease a car the right way, we always come out ahead.

Introducing my KTL USA At-Home Leasing System

Now, not all car leases are created equal.

In fact, some people get deceived by a lease’s low payment, but get hustled at the same time.

But I have good news:

I created a foolproof system to bulletproof us from the dealership’s shenanigans.

It is called the KTL USA At-Home Leasing System.

Yes. All the leasing contact back and forth is done from the comfort of our home (or office).

It is a do-it-yourself system that gets us into a new car lease in as little as 9 hours.

Even better, we never step foot into a car dealership.


(In fact, most of my KTL clients never even see a dealership salesman.)

The 1% rule

My system is super simple.

(Seriously, my 10-year old can use it.)

I help my leasing clients get any car here in the USA at 1% of the MSRP sticker price.

That is the goal. And most of my clients easily meet the 1% rule…

So a $35,000 Toyota RAV4 can be had for about $350 monthly.

A $46,000 Infiniti Q50 Premium Plus is ours to drive for about $460 monthly.

The popular Nissan Rogue SV – a $25,000 car is about $250 monthly.

A $56,000 Audi A6 – about $560 monthly.

And so on.

“How do you get us these amazing leasing deals?”

Since I help my leasing clients get these deals regularly, I have a list.

This is a list of the most aggressive car dealerships here in the USA.

Here are the car manufacturers that work well with my system – sorted by geography:

Alfa Romeo
Jeep *
Land Rover
Subaru *

These car dealers have raised their hand. And they want to lease us their cars at 1% of the MSRP sticker price.

* NOTE: BMW, Subaru and Jeep are not as aggressively priced as the rest. But with my system, you still get $0 cash down leases.

There are no fees, hidden costs or other nonsense

Yes, it is true.

Not only do we get the exact car we want at super-low prices…

But all fees are included:

Everything from destination fees, manufacturer fees, title fees, registration fees – even expensive doc fees are included in our lease.

Heck, even the cost to deliver the car to our home (or office) is included, too.

Is this a scam?

The #1 question I get is this:

Is your KTL leasing system a scam.

I admire your critical thinking skills…

Because when something is too good to be true, it probably is.

And I am just as skeptical as you are.

But in this case, it is not a scam…

Let me prove it – here are some of the many cars my clients have gotten into lately:

2017 INFINITI Q50 Red Sport

Mark in Happy Valley (Penn State University) got this stunningly fast and awesome 2017 INFINITI Q50 Red Sport for just $572.50 a month (with no money down).

The MSRP sticker price was a whopping $60,045:

leasing 2017 infiniti q50 red sport MSRP 1

Mark was able to get this below the 1% rule.

Plus he paid $0 cash down.

The final selling price was so low, the dealership only made $104.94 in finance charge:

leasing 2017 infiniti q50 red sport rent charge

And the best part is the dealership drove over 3 hours to deliver it to his driveway.

Here is my interview with Mark about his experience:

Leasing a 2017 Volvo XC60 T5 Inscription SUV for just $456.51 a month (with no money down)

This is David (and daughter) next to his brand new Volvo XC60 T5 Inscription SUV:

2017 Volvo XC60 T5 Inscription SUV happy family

Here is a copy of the lease contract – see how the discounted selling price (aka the Gross Capitalization Cost) was $37,893.50:

2017 Volvo XC60 T5 Inscription SUV gross capitalization cost

So much for paying MSRP sticker price for a lease of $45,885.00. Instead, David saved a whopping $7,991.50.

Not bad for a day’s worth of emails, eh?

And while virtually every new car lease costs thousands in “rent charges” (i.e. interest fees), David is only paying $21.55 during the entire lease:

2017 Volvo XC60 T5 Inscription SUV rent charge

This brought the total monthly price to $456.51 – true sign and drive with absolutely no money down.

Even better:

The dealership drove David’s new car all the way from Jacksonville to Boca Raton – almost 5 hours away:

quick start case study google map delivery 1

2017 Volvo XC60 T5 Inscription SUV delivered

Crazy, right?

Actually, this is common for my KTL clients.

So instead of wasting 5 to 6 hours in the dealership’s showroom (and getting the run around – and perhaps insulted, too)…

The lease papers were signed in David’s living room. The entire signing took about 5 minutes:

2017 Volvo XC60 T5 Inscription SUV kitchen table

This is how my KTL USA At-Home Leasing System works for us…

We find the most aggressive dealership near us who will do just about anything to lease us our new car.

Never pay a penny for a down payment (true sign and drive)

Here is the best part…

Getting my entire system is virtually free.

Because when using my system, we never pay a down payment…

We get the dealership to pay the down payment for us to sweeten the deal.

Yep. The dealership makes thousands of dollars go away. And we get our new car for $0 cash down.

Poof. Gone.

Here is how to get my KTL USA At-Home Leasing System in just seconds

If you are ready to lease a new car at the right price…

If you want to pay about 1% of MRSP sticker price every month…

If you want the dealership to “forgive” thousands of dollars of a down payment…

And if you hate car shopping and want to take delivery at your home (or office)…

Then you might be interested in getting my KTL USA At-Home Leasing System right now.

It includes password-protected access for a full year.

My system works flawlessly on a PC or Mac – even iOS or Android.

All my tutorials are written and on video – your choice.

There are two options to order:

Option #1: A one-time access fee of $299
This gets you everything. And this includes a full-year of password-protected access.

Order here:

Option #2: A one-time access fee of $199 ($100 off)
This gets you everything. And this includes a full-year of password-protected access.


There is a simple catch to get this low price:

You must submit a picture of your new car and a copy of your new draft leasing agreement after you take delivery.

I am willing to offer this $100.00 discount, because your case study helps me sell more. And I add the dealership info to my list.


If so, copy this gift certificate code:

And redeem it here: